Financial Tips
Financial Tips Archive
Sunday, April 11, 2010
- New hires complete new Form W-11 to qualify employers for HIRE Act tax breaks
Wednesday, March 24, 2010
- Hiring Incentives to Restore Employment (HIRE) Act
Monday, November 16, 2009
- Year – End Planning
Monday, November 16, 2009
- Roth Conversions
Monday, November 16, 2009
- Deductibility of Job Search Expenses
Friday, November 06, 2009
- Newly extended and liberalized homebuyer tax credit rules
Financial Tweaks That Can Save You Money
Tuesday, May 26, 2009
Financial Tweaks That Can Save You Money
We’re always scouting around for ways to save you money. Here are a few easy financial tweaks that can boost your bottom line. This intelligence comes from Woman’s World magazine:
Drink tap water. The average North American spends $1,400 a year on bottled water. The cost to drink the same amount of tap water? Forty-nine cents and that’s for the entire year. Just so you know: 40% of bottled water is nothing more than repackaged tap water. So you’re literally wasting your money! If you don’t like the flavor of tap water – or want to get rid of contaminants, like lead - you can buy a refrigerator pitcher and a year’s worth of filters for about $45.
Then, want to cut your heating bill by 20%? Use insulating paint! The matte finish is designed to help trap heat inside your home and it comes in white and clear, which you can paint right over your current paint job. Like Nansulate Home Protect. It’s water-based, environmentally safe, and costs about $65 a gallon – enough to cover a 10-by-15 foot wall. You can special-order it at most home improvement stores.
Borrow CDs and DVDs from your local library! Your tax dollars don’t just fill libraries with books. They also provide music, movies, and even audio books. If you borrow just one DVD a month – instead of buying it for $20 - you’d save $240 a year. At many libraries, you can reserve items online for 50 cents or a dollar, and they’ll email you when it’s ready to be picked up.
Want to save at least $100 a year? Stash your cash at a credit union. They provide the same services as banks, but they’re nonprofit organizations. So, they spend very little on advertising, marketing and executive salaries, and pass those savings directly on to you. Even better, credit unions usually offer higher interest rates than banks on saving accounts. To find a credit union that you’re eligible to join, go to CreditUnion.Coop.
